What is an agent?

Party that has express (oral or written) or implied authority to act for another (the principal) so ...

	Friday, January 30, 2015 agent   Term of the Day agent party that has express (oral or written) or implied authority to act for another (the principal) so as to bring the principal into contractual relationships with other parties. An agent is under the control (is obligated to) the principal, and (when acting within the scope of authority delegated by the principal) binds the principal with his or her acts. Additional powers are assigned to... Learn more about this term Usage Example Through experience and industry knowledge, a real estate agent has the ability to provide hundreds of different and often highly creative options that enable people to purchase a home, land, business space or commercial property.   Friday Quiz Challenge Test your knowledge of this week's terms Question: The set of basic principles and associated guidelines, formulated and enforced by the governing body of an organization, to direct and limit its actions in pursuit of long-term goals. Choose the Right Answer: (A) policy (B) money (C) ratio (D) utilitarianism   Featured Article Shall vs. Will "Shall" is a word that has certainly come to be replaced in American English language by using the word "will" instead. Often saying "I shall" do something ... Read this article   Voice Your Opinion How do you handle stress?   Take us with you! Download the BusinessDictionary app today.
	Copyright 2015 WebFinance Inc. All Rights Reserved. BusinessDictionary.com Term of the Day is published by WebFinance Inc., the operators of InvestorWords, InvestorGuide, and BusinessDictionary, and is sent only to those who have specifically requested it.   MANAGE SUBSCRIPTION | DISCLAIMER 10201 Fairfax Boulevard, Suite 570 Fairfax, VA 22030

The Week in Review

Your daily guide to the markets, from a dividend perspective... Trouble viewing this? View Email as Webpage The Dividend.com Daily Newsletter Thank you for signing up for your Free 14-Day All Access Pass to Dividend.com Premium! During your trial, we'll be sending you this members-only newsletter that helps thousands of dividend investors every day. To continue receiving this newsletter past your free trial, Upgrade to a 1-Year Dividend.com Premium account for just $149. The Week in Review Investors kicked off this week on a positive note as excitement over the ECB’s stimulus announcement from the prior week carried over and overshadowed election worries stemming from Greece. Despite an upbeat start, bearish pressures permeated the market yet again and domestic equity indexes ultimately settled in red territory for the week. Monday With no economic data releases to digest, investors turned their attention to corporate earnings: D.R. Horton (DHI) – Posted higher revenues and earnings compared to last year’s Q1. W W Grainger (GWW) – Reported lower profits and missed analyst EPS estimates. Cliffs Natural Resources (CLF) – Announced it would suspend its quarterly dividend due to mounting debt troubles. Microsoft (MSFT) – Reported higher revenues but lower earnings after the closing bell. The Dow rose 0.03% while the S&P 500 and Nasdaq both gained around 0.3% on the day. Tuesday Worse-than-expected durable goods orders data set a negative tone for the day: Procter & Gamble (PG) – Posted weaker than expected earnings for the quarter. Pfizer (PFE) – Reported a drop in profit. Lockheed Martin (LMT) – Missed EPS estimates but beat on revenues. Caterpillar (CAT) – Reported lower than expected net income and a weak outlook. AT&T (T) – Beat Q4 earnings estimates. Apple (AAPL) – Reported record earnings that sent shares higher after the closing bell. The Dow shed 1.7%, the S&P 500 lost 1.3%, while the Nasdaq dipped almost 2% on the day. Wednesday The FOMC minutes set an encouraging tone as policymakers expressed their commitment to being “patient” with regards to raising rates; this however wasn’t enough to offset profit-taking pressures on the day: Boeing Co (BA) – Posted higher revenues and earnings compared to last year’s Q4. General Dynamics (GD) – Beat earnings and revenues estimates. The Dow declined 1.1%, the S&P 500 lost 1.4%, and the Nasdaq shed 0.9% on the day. Thursday Weekly jobless claims came in lower than expected, setting a positive tone for the labor market recovery; however, pending home sales saw a decline from the previous month: Ford Motor Company (F) – Reported a massive decline in profit. ConocoPhillips (COP) – Posted lower earnings compared to last year’s Q4. Visa (V) – Beat earnings estimates and announced a 4 for 1 split. Markets rebounded on the day, with the Dow gaining 1.3% and the S&P 500 and Nasdaq each rising about 1%. Friday Domestic equity benchmarks kicked off the last trading day of the week on a sour note after GDP estimates came in at 2.6% versus the expected 3.2% growth rate: Altria Group (MO) – Posted higher revenues and earnings compared to last year’s Q4. Mattel (MAT) – Reported earnings that came in below analyst expectations. Eli Lilly (LLY) – Posted lower revenues but beat EPS estimates. Chevron (CVX) – Posted lower profits but beat EPS estimates. Next Week Investors will digest a slew of economic data next week, including: ISM and consumer spending on Monday, motor vehicle sales on Tuesday, and the monthly employment report on Friday. On the earnings front, some of the big names that are expected to report quarterly results are: Exxon Mobil (XOM) on Monday, Walt Disney Company (DIS) on Tuesday, and General Motors Company (GM) on Wednesday. Monthly Dividend Stocks Did you know that many companies pay their dividends monthly, rather than quarterly? Consult our Monthly Dividend Stocks page for a full list of these stocks, which can prove very useful for income-minded investors. Thanks for reading! Be sure to check us out on Twitter @dividenddotcom. Today's Top Stories on Dividend.com Analyst Moves: Procter & Gamble, Visa, QUALCOMM, More (PG, V, QCOM, More) Chevron Reports Lower Q4 Earnings; Beats Estimates (CVX) Stocks Going Ex-Dividend on Monday, February 1 (AMTD, XLNX, More) Most Popular Articles on Dividend.com The Complete History of Warren Buffett Free Lunch on Wall Street: 21 Ways Investors Can Make (and Keep) More Money Dividends in Focus: The Dow 30 The Unofficial Dividend.com Guide To Being An Investor What Can You Buy With Apple's Cash? About the Editor Tom Reese is Co-Founder of Dividend.com and has been the site's Editor-in-Chief since launch in 2007. Tom's market expertise has been featured on such major finance portals as TheStreet.com, RealMoney.com, Forbes.com, Daily Finance, Nasdaq.com, Investopedia.com, Google Finance and MSN Money. Dividend.com staff also contributes to the research and preparation of the Dividend.com Premium Newsletter.

Connect with Dividend.com Facebook Twitter Google+ YouTube Contact Us via Email Our mailing address is: Dividend.com 1925 North Clybourn Avenue Suite 203 Chicago, IL 60614 USA Update Subscription Options | Unsubscribe From This List | Forward to a Friend ©2015 Dividend.com. All rights reserved. You are receiving this mailing because you opted-in at our website, Dividend.com, which is in full compliance of the CAN-SPAM Act of 2008.

The Best Dividend Stocks List is Your Key to Investing Success

Find out what stocks we're recommending right now... Trouble viewing this? View Email as Webpage The Best Dividend Stocks to Buy Now We hope you're enjoying your Free 14-Day All Access Pass to Dividend.com Premium. Today, we're highlighting the most popular feature of our Premium service: the Best Dividend Stocks List. As a Dividend.com Premium trial member, you currently have unlimited access to our industry-leading Best Dividend Stocks list. These recommendations are updated regularly and include only the absolute best buys in the dividend world: stocks with fantastic yields and serious growth potential. We've made some great recent additions to the Best Dividend Stocks list, and are considering a number of other moves in the near future. If you want to stay on top of these ever-changing markets, you should consult these recommendations on a regular basis. Download Your Free MLP Report Thanks very much for trying out our Best Dividend Stocks List! As a token of our appreciation, we'd like to offer you our new report, The Essentials of Investing in MLPs. This helpful PDF guide outlines everything you need to know about investing in the high-yield world of Master Limited Partnerships (MLPs). Best of all, you can instantly download this special report absolutely free. Download This Guide Now Thank You Again for Joining! I hope you enjoy your Free 14-Day All Access Pass to Dividend.com Premium and your special bonus report. I know they will be profitable for you. Best Regards, Tom Reese Co-Founder/Editor-in-Chief, Dividend.com

Connect with Dividend.com Facebook Twitter Google+ YouTube Contact Us via Email Our mailing address is: Dividend.com 1925 North Clybourn Avenue Suite 203 Chicago, IL 60614 USA Update Subscription Options | Unsubscribe From This List | Forward to a Friend ©2015 Dividend.com. All rights reserved. You are receiving this mailing because you opted-in at our website, Dividend.com, which is in full compliance of the CAN-SPAM Act of 2008.

What is a policy?

Politics: (1) The basic principles by which a government is guided. (2) The declared objectives ...

	Thursday, January 29, 2015 policy   Term of the Day policy 1. Politics: (1) The basic principles by which a government is guided. (2) The declared objectives that a government or party seeks to achieve and preserve in the interest of national community. See also public policy. 1. Insurance: The formal contract issued by an insurer that contains terms and conditions of the insurance cover and serves as its legal evidence. 1. Management: The set of... Learn more about this term Usage Example Sometimes in the work place, what the policy says to do and what people are doing are two different things.   Featured Article Internet Marketing Methods for Small Businesses Building a website is just the beginning of marketing your business on the internet. Retail stores advertise in many ways to get live customers to walk through ... Read this article   Voice Your Opinion How do you handle stress?   Take us with you! Download the BusinessDictionary app today.
	Copyright 2015 WebFinance Inc. All Rights Reserved. BusinessDictionary.com Term of the Day is published by WebFinance Inc., the operators of InvestorWords, InvestorGuide, and BusinessDictionary, and is sent only to those who have specifically requested it.   MANAGE SUBSCRIPTION | DISCLAIMER 10201 Fairfax Boulevard, Suite 570 Fairfax, VA 22030